driving all over town today

Had to drive all over town today doing some shopping on my list for my business trip.  Needed to buy a new suitcase and some hangers to take with me and also ended up picking up a cordless iron that will come in handy to use at the hotel.  Had to fill up the jeep with a whole tank of gas which i hate because it always cost another fifty bucks.  man i need to trade it in for a rice eater and get better mileage.  Also picked up a 1 cup coffee maker over at the mall.  I need one to use for my coffee cup that i take on my way to work. Anyway, thats all for now.

how to handle credit card debt

I want to write today about a situation I was in recently where I let my credit card bills get out of hand.  i was paying down the monthly payments just barely but then after a while it got to the point where I couldnt pay it anymore. i was looking for any way to get out of it, even bankruptcy if I had to.

I started to read about it online and try to learn what my different options were.  One of the things I started to think about was negotiating my debt.  It was something I hadnt thought of before.   You can read about negotiating your credit card debt here and then keep reading all the info you can come across on the web. 

Turns out, a lot of people can settle.  Just talk to the card companies but make sure you read about everything before so you know about the best way to handle it.  Like what the timelines are and everything else.  I ended up negotitating with one credit card for about half of what I owed and the other one for only 40 percent.  SO it can work, just check it out!